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109 Sand Oak Boulevard
Panama City Beach, FL 32413

$295,000 - Status: Active

Beds: 3

Baths: 2 full 1 partial

SQFT (H&C): 1,560

MLS# 790203

Welcome to 109 Sand Oak Boulevard located in the desirable Whisper Dunes community on the west end of Panama City Beach! This 3-bedroom, 2. 5-bath townhome offers a fantastic opportunity for buyers looking to add their own personal touches and build instant value. Priced to sell AS IS, this property is ready for a little TLC including fresh paint and new carpet -- making it an excellent option for primary residence buyers, investors, or anyone seeking an affordable beach-area property with great potential. The functional floor plan features a spacious living area, covered front porch, and a 1-car garage with two additional driveway parking spaces. Additional features include a new roof in 2024. Out back, enjoy a private patio area ready to be transformed into your own outdoor living retreat -- perfect for relaxing or entertaining. Residents of Whisper Dunes enjoy a pet-friendly community with beautiful landscaping and mature trees throughout, along with a community pool and pavilion/gazebo. Conveniently located near the beaches, Pier Park, dining, shopping, and local attractions, this home offers value, location, and opportunity all in one. With a little TLC, this property has the potential to truly shine.

Property Features

MLS#: 790203

Zip: 32413

Subdivision: Whisper Dunes

Development: 0322 - Beach - North West

Property Type: Residential - Townhouse

Cooling: Central Air, Ceiling Fan(s)

Days on Site: 40

Garage: 1

Heating: Central, Electric

Lot Size:

Roof Type: Composition, Shingle

Taxes: $2,977

Year Built: 2008

SQFT (H&C): 1,560

Feature Descriptions

Appliances: Electric Oven, Electric Range, Electric Water Heater

Association Amenities: Gazebo, Picnic Area

Community Features: Park, Pool, Community Pool

Exterior: Stucco

Exterior Features: Patio

Interior Features: Interior Steps, Shower Only, Upper Level Primary, Walk-In Closet(s)

Lot Description: Sprinkler System, Paved

Lot Dimensions: 20X127

Parcel#: 35350-105-000

Parking: Paved

Parking Notes: Paved

Patio/Porch: Patio, Covered, Porch

Pool: Community

Sewer: Public Sewer

Utilities: Electricity Available, Underground Utilities

Room Sizes

Living Room: 18 X 14 Level - First

Kitchen: 11 X 9 Level - First

Bedroom: 12 X 9 Level - Second

Bedroom: 10 X 9 Level - Second

Primary Bedroom: 16 X 11 Level - Second

Local Schools

High School: Arnold

Middle School: Surfside

Elementary School: West Bay

109 Sand Oak Boulevard | MLS# 790203

This townhouse located at 109 Sand Oak Boulevard, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $295,000. This property was built in 2008 and has 3 bedrooms and 2 full and 1 partial baths with 1560 sq. ft. Sand Oak Boulevard is located in the Whisper Dunes subdivision. Search Whisper Dunes real estate on jasbell.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Realty One Group Emerald Coast

Shown By

Agent Name: Norm and Jodi Asbell
Agent Phone: (702) 596-8264
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/01/2026. The listing information on this page last changed on 07/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/01/2026 12:03:57 AM EST) or Emerald Coast MLS (last updated Tue 06/30/2026 11:55:25 PM EST) or Central Panhandle Association of Realtors (last updated Tue 06/30/2026 11:57:18 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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109 Sand Oak BoulevardPanama City Beach, FL 32413